Terms &Conditions

Welcome to Kendee!.These Terms and Conditions ("Terms") govern your access to and use of the Kendee website, mobile application, and related services (collectively, the "Platform"). By creating an account or using Kendee, you agree to be bound by these Terms.

1About Kendee

Kendee is a digital real estate investment platform that enables users to participate in fractional property investments, track project milestones, fund investments through supported payment methods, and manage their investment portfolios transparently.

Kendee does not operate as a bank, stock exchange, or investment advisory firm. Investment outcomes depend on project performance and market conditions.

2Eligibility

To use Kendee, you must:

2.1Be at least 18 years old

2.2Have legal capacity to enter into binding agreements

2.3Provide accurate and complete registration information

Kendee reserves the right to suspend or terminate accounts that provide false or misleading information.

3Account Registration and Security

3.1Users are responsible for maintaining the confidentiality of their login credentials

3.2All activities performed under your account are deemed authorized by you

3.3You must notify Kendee immediately of any unauthorized access or suspected security breach

4Investment Structure

4.1Investments on Kendee are property-specific and milestone-based

4.2Each property may have multiple funding rounds tied to construction or development milestones

4.3Users may have options to reinvest, withdraw, or exit at defined milestones, subject to project terms

Investment returns are not guaranteed.

5Payments and Transactions

To use Kendee, you must:

5.1Payments may be made via virtual accounts, bank transfers, or other supported channels

5.2All transactions are processed through regulated third-party payment providers

5.3Kendee does not store full payment card or banking credentials

Kendee reserves the right to suspend or terminate accounts that provide false or misleading information.

6Fees

Kendee may charge platform, management, or transaction-related fees. Applicable fees will be clearly disclosed before you commit to an investment.

7Risk Disclosure

By using Kendee, you acknowledge that:

7.1Real estate investments carry inherent financial risks

7.2Property values and returns may fluctuate

7.3Delays in construction or market downturns may impact returns

You invest at your own discretion and risk.

8Prohibited Activities

You agree not to:

8.1Use the Platform for unlawful or fraudulent purposes

8.2Attempt to manipulate investment data or funding rounds

8.3Interfere with platform security or functionality

9Intellectual Property

All content, trademarks, designs, and software on Kendee are the property of Kendee or its licensors. Unauthorized use is prohibited.

10Suspension and Termination

Kendee may suspend or terminate your access if you violate these Terms, applicable laws, or pose a security or compliance risk.

11Limitation of Liability

To the fullest extent permitted by law, Kendee shall not be liable for:

11.1Investment losses

11.2Indirect or consequential damages

11.3Platform downtime beyond reasonable control

12Amendments

Kendee may update these Terms from time to time. Continued use of the Platform constitutes acceptance of revised Terms.

13Governing Law

These Terms shall be governed by the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

Kendee is a real estate platform facilitating fractional participation in property projects. Kendee is certified by the Federal Ministry of Labour and Employment, Social Security and Cooperative Development Department. Access to and use of this platform constitute acceptance of Kendee's Terms of Service and Privacy Policy. All participation involves risk, including possible loss of capital, and returns are not guaranteed. Kendee is not a bank, does not provide banking services, and does not offer financial, legal, or advisory services.

© 2026 Kendee. All rights reserved.